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Circle vs Whop fees
How Circle and Whop fees compare, using each vendor's public pricing. Best plan = highest net at that size.
50 members at $19.00/month
| Platform (best plan) | Gross | Platform plan + fees | Processing | Net / month | Data |
|---|---|---|---|---|---|
| Circle (Professional) | $950.00 | $108.00 | $42.55 | $799.45 | ? uncertain |
| Whop (Standard) | $950.00 | $0.00 | $40.65 | $909.35 | ✓ verified |
200 members at $29.00/month
| Platform (best plan) | Gross | Platform plan + fees | Processing | Net / month | Data |
|---|---|---|---|---|---|
| Circle (Professional) | $5,800.00 | $205.00 | $228.20 | $5,366.80 | ? uncertain |
| Whop (Standard) | $5,800.00 | $0.00 | $216.60 | $5,583.40 | ✓ verified |
1,000 members at $29.00/month
| Platform (best plan) | Gross | Platform plan + fees | Processing | Net / month | Data |
|---|---|---|---|---|---|
| Circle (Business) | $29,000.00 | $489.00 | $1,141.00 | $27,370.00 | ? uncertain |
| Whop (Standard) | $29,000.00 | $0.00 | $1,083.00 | $27,917.00 | ✓ verified |
Try your own numbers in the calculator → · Full details: Circle pricing, Whop pricing.
Circle plans
| Plan | Billed annually | Billed monthly | Platform fee | Payment processing |
|---|---|---|---|---|
| Professional | $89.00/mo ✓ verified | not listed | 2% ✓ verified | 2.9% + $0.30 ? assumed |
| Business | $199.00/mo ✓ verified | not listed | 1% ✓ verified | 2.9% + $0.30 ? assumed |
| Scale | $419.00/mo ✓ verified | not listed | 1% ✓ verified | 2.9% + $0.30 ? assumed |
Sources and notes
Notes
- Listed prices are for annual billing; Circle's page does not show a monthly-billing price.
- Circle does not say which payment processing fees apply on top of its transaction fee, so Stripe's standard rate is assumed.
- Optional add-ons (Email Hub from $99.00/mo, extra admins or spaces, AI credits) are not included.
- Payment processing: Circle's pricing page lists a transaction fee but not the processor's charge. Stripe's standard 2.9% + $0.30 is assumed on top; check with Circle before relying on it.
Sources
- https://circle.so/pricing · verified 2026-10-18 · ✓ verified
- https://stripe.com/pricing · verified 2026-10-18 · ? assumed
Whop plans
| Plan | Billed annually | Billed monthly | Platform fee | Payment processing |
|---|---|---|---|---|
| Standard | $0.00/mo ✓ verified | $0.00/mo ✓ verified | 0% ✓ verified | 2.7% + $0.30 ✓ verified |
Sources and notes
Notes
- Whop's fees are taken from docs.whop.com/fees (re-read 2026-10-18); whop.com/pricing was not used.
- Optional add-ons stack: orchestration +0.8%, billing +0.5% and tax & remittance +2% (all enabled with tax collected = 6% + $0.30). These are not included.
- International cards +1.5%, currency conversion +1%. Whop's fee page also lists fraud-protection fees of $0.03 (3D Secure) and $0.07 (Radar) per transaction; it is unclear whether they apply to every payment, so they are not included.
- Platform fee: Older sources cite a 3% platform fee, but Whop's current fee schedule lists none.
- Payment processing: US domestic cards.
Sources
- https://docs.whop.com/fees · verified 2026-10-18 · ✓ verified
Frequently asked questions
Which keeps more at 50 members paying $19.00/month, Circle or Whop?
Whop (Standard) keeps about $909.35 per month, versus about $799.45 for Circle (Professional), using the best plan of each. This follows the assumptions on the method page.
Which keeps more at 200 members paying $29.00/month, Circle or Whop?
Whop (Standard) keeps about $5,583.40 per month, versus about $5,366.80 for Circle (Professional), using the best plan of each. This follows the assumptions on the method page.
Which keeps more at 1,000 members paying $29.00/month, Circle or Whop?
Whop (Standard) keeps about $27,917.00 per month, versus about $27,370.00 for Circle (Business), using the best plan of each. This follows the assumptions on the method page.